Storm, Hail, & Tornado Damage Claims
Storm, Hail, & Tornado Damage Claims
Professional Claim Representation for Storm Damage Disputes
Severe weather damages roofs, siding, windows, and structures throughout Tennessee. Wind, hail, and tornadoes create complex property damage requiring comprehensive documentation and immediate action. Licensed public adjusters managing storm damage claims for Tennessee property owners.
Property Types We Serve
We handle storm damage claims for homeowners, commercial properties, townhomes and HOAs, multi-family buildings, and houses of worship throughout Tennessee.
Common Storm Damage Issues
Severe weather damages roofs, siding, windows, and structures. Wind tears shingles and breaks glass. Hail impacts exteriors. Tornadoes cause catastrophic destruction. Storm-damaged roofs let water inside.
Claims involve roof replacement scope, hail impact assessment, wind damage documentation, emergency repairs, water intrusion from damaged roofs, fallen trees, debris removal, temporary housing, business interruption, and disputes over matching materials and depreciation.
Why Storm Claims Are Complex
Storm damage affects entire properties—roofs, all exterior surfaces, windows, gutters, fencing, and outbuildings. Hail damage isn't always obvious from the ground. Wind and water damage often occur together. Emergency repairs happen before documentation. Policies have specific provisions for matching materials and depreciation.
What These Claims Need
Complete exterior assessment. Hail impact documentation. Immediate emergency repair coordination. Photos before tarping when possible. Understanding of matching provisions. Depreciation and recoverable depreciation calculations. Tree and debris removal documentation.
How We Help
We inspect all building exteriors, document storm and hail impacts, coordinate emergency repairs when needed, review policy provisions for depreciation and matching, and represent you through scope and valuation negotiations.
Property Types We Serve
We handle storm damage claims for homeowners, commercial properties, townhomes and HOAs, multi-family buildings, and houses of worship throughout Tennessee.
Common Storm Damage Issues
Severe weather damages roofs, siding, windows, and structures. Wind tears shingles and breaks glass. Hail impacts exteriors. Tornadoes cause catastrophic destruction. Storm-damaged roofs let water inside.
Claims involve roof replacement scope, hail impact assessment, wind damage documentation, emergency repairs, water intrusion from damaged roofs, fallen trees, debris removal, temporary housing, business interruption, and disputes over matching materials and depreciation.
Why Storm Claims Are Complex
Storm damage affects entire properties—roofs, all exterior surfaces, windows, gutters, fencing, and outbuildings. Hail damage isn't always obvious from the ground. Wind and water damage often occur together. Emergency repairs happen before documentation. Policies have specific provisions for matching materials and depreciation.
What These Claims Need
Complete exterior assessment. Hail impact documentation. Immediate emergency repair coordination. Photos before tarping when possible. Understanding of matching provisions. Depreciation and recoverable depreciation calculations. Tree and debris removal documentation.
How We Help
We inspect all building exteriors, document storm and hail impacts, coordinate emergency repairs when needed, review policy provisions for depreciation and matching, and represent you through scope and valuation negotiations.
Property Types We Serve
We handle storm damage claims for homeowners, commercial properties, townhomes and HOAs, multi-family buildings, and houses of worship throughout Tennessee.
Common Storm Damage Issues
Severe weather damages roofs, siding, windows, and structures. Wind tears shingles and breaks glass. Hail impacts exteriors. Tornadoes cause catastrophic destruction. Storm-damaged roofs let water inside.
Claims involve roof replacement scope, hail impact assessment, wind damage documentation, emergency repairs, water intrusion from damaged roofs, fallen trees, debris removal, temporary housing, business interruption, and disputes over matching materials and depreciation.
Why Storm Claims Are Complex
Storm damage affects entire properties—roofs, all exterior surfaces, windows, gutters, fencing, and outbuildings. Hail damage isn't always obvious from the ground. Wind and water damage often occur together. Emergency repairs happen before documentation. Policies have specific provisions for matching materials and depreciation.
What These Claims Need
Complete exterior assessment. Hail impact documentation. Immediate emergency repair coordination. Photos before tarping when possible. Understanding of matching provisions. Depreciation and recoverable depreciation calculations. Tree and debris removal documentation.
How We Help
We inspect all building exteriors, document storm and hail impacts, coordinate emergency repairs when needed, review policy provisions for depreciation and matching, and represent you through scope and valuation negotiations.
Frequenly asked questions
Frequenly asked questions
Frequenly asked questions
What should I do immediately after storm damage?
First, ensure safety. Then document all damage with photos and video. Make emergency repairs to prevent further damage (tarping, board-up). Report the claim to your insurance company promptly.
How do I know if I have hail damage?
Hail damage isn't always obvious from the ground. Professional roof inspection identifies impacts on shingles, granule loss, and compromised roof integrity. Siding, gutters, and other exteriors should also be inspected.
Will insurance pay to remove fallen trees?
Policies typically cover tree removal if the tree damaged a covered structure. Limits often apply to debris removal. Trees that fell but didn't damage structures may have limited or no coverage.
What should I do immediately after storm damage?
First, ensure safety. Then document all damage with photos and video. Make emergency repairs to prevent further damage (tarping, board-up). Report the claim to your insurance company promptly.
How do I know if I have hail damage?
Hail damage isn't always obvious from the ground. Professional roof inspection identifies impacts on shingles, granule loss, and compromised roof integrity. Siding, gutters, and other exteriors should also be inspected.
Will insurance pay to remove fallen trees?
Policies typically cover tree removal if the tree damaged a covered structure. Limits often apply to debris removal. Trees that fell but didn't damage structures may have limited or no coverage.
What should I do immediately after storm damage?
First, ensure safety. Then document all damage with photos and video. Make emergency repairs to prevent further damage (tarping, board-up). Report the claim to your insurance company promptly.
How do I know if I have hail damage?
Hail damage isn't always obvious from the ground. Professional roof inspection identifies impacts on shingles, granule loss, and compromised roof integrity. Siding, gutters, and other exteriors should also be inspected.
Will insurance pay to remove fallen trees?
Policies typically cover tree removal if the tree damaged a covered structure. Limits often apply to debris removal. Trees that fell but didn't damage structures may have limited or no coverage.
Ready for claim resolution?
Property insurance claims require documentation, policy knowledge, and attention to deadlines. If you're dealing with property damage and need professional representation, we're here to help.
Ready for claim resolution?
Property insurance claims require documentation, policy knowledge, and attention to deadlines. If you're dealing with property damage and need professional representation, we're here to help.
Ready for claim resolution?
Property insurance claims require documentation, policy knowledge, and attention to deadlines. If you're dealing with property damage and need professional representation, we're here to help.
All Claim Types
All Claim Types
All Claim Types
Sometimes the hardest part is reaching out — but once you do, you'll be on the path to claim resolution.
Licenses
TN Lic. #3003951224
Phone
Office Hours
Mon to Fri: 9am to 5pm CT
Sat & Sun: Closed
© Copyright The Hawkins Group LLC, All Right Reserved
Website designed by Kuva Media™
Sometimes the hardest part is reaching out — but once you do, you'll be on the path to claim resolution.
Licenses
TN Lic. #3003951224
Phone
Office Hours
Mon to Fri: 9am to 5pm CT
Sat & Sun: Closed
© Copyright The Hawkins Group LLC, All Right Reserved
Website designed by Kuva Media™
Sometimes the hardest part is reaching out — but once you do, you'll be on the path to claim resolution.
Licenses
TN Lic. #3003951224
Phone
Office Hours
Mon to Fri: 9am to 5pm CT
Sat & Sun: Closed
© Copyright The Hawkins Group LLC, All Right Reserved
Website designed by Kuva Media™